3:11 and 3:16

I always knew that 3:16 was part of all of this numbers thing that the LORD has been talking to me about for the last year. All of this fun happened yesterday, 3/16. I used to get that number and just tell the LORD that I loved him too. Funny.

So, I surrender to God the latest round of flesh. Yesterday, Evan calls me into his office to tell me that I am getting a $20/year paycut. Naturally, I was not amused at all. My pride says that I am already there at a less than market rate and now this? Oh boy. I was pissed but didnt say anything except that I would take it to the LORD. In the back of my mind, it certainly beats not having any job.

I emailed Carrie that I was getting a paycut to see how we now qualify for a loan. The thing that really bothered me was that this hurt our house buying ability. And, I want them here!

Now, I had shown the house on Fairwind Lane in Broomfield to Laura, and she freaked. “This house rocks!” is all she said and then proceded to set up my looking at it with Zachary. They are asking 345k.

I emailed Carrie a second time to ask her where 311k would land us. Here’s what she wrote back:

Hi John:

I am sorry to hear about your income reduction.  I think we are all counting our blessings we have jobs right now.  I ran the figures based on a sales price of 311K and I have attached it above.  Depending on the property taxes this may be the top end of the price range.  I need to keep your debt to income ratio at 41% or less.  The scenario provided with your new income gives a debt to income ratio of 40.9%.

If you decide to stay in this price range it will be imperative I know the exact details of the property taxes and hoa if applicable.  Let me know if you have any further questions.

Carrie

Well, that’s close enough for me to see that the base reduction is from the LORD. And, that 311k is now the number that we are to buy a house. I have been trying to figure out what 311 means for a long time.

I know that this will turn out to be a really cool story. Today, we make an offer of 311k on 345k ask. It will take a miracle for certain.

The current owners are believers. I am sure that they will not be all that excited about selling their house for 311k. The LORD is humbling His children – and blessing them too!

Bless God

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14144 Fairwind Ln, Broomfield, CO 80023 MLS# 590165
Price: $345,000
Bedrooms: 4
Baths: 4 (2F,1H,1T)
Style: 2 Story
Garage: Attached
Subdivision: McKay Landing
School District: ADAMS CO. DIST 12
Elementary School: Meridian
Middle/Jr High: Westlake
High School: Legacy High School
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General Features Room Dimensions
Listing Type/Category: Residential-Detached Master Bedroom: 14 x 18 (Upper Level)
Land Size: <.25 Acre Bedroom 2: 11 x 13 (Upper Level)
Total Square Feet: 2565 Bedroom 3: 11 x 13 (Upper Level)
Finished Square Feet: 2565 Bedroom 4: 10 x 14 (Basement)
Basement: Partial Basement, Slab, 90%+ Finished Basement Bedroom 5:
Year Built: 2003 Kitchen: 19 x 10 (Main Floor)
Garage Spaces: 2 Great Room:
Cooling: Ceiling Fan, Central Air Conditioning Living Room: 10 x 13 (Main Floor)
Heating: Forced Air Office/Study:
Taxes/Tax Year: 3430/2007 Dining Room: 10 x 10 (Main Floor)
Association Fee/Freq $63/M Laundry Room: 7 x 8 (Main Floor)
Construction: Stone, Wood/Frame Family Room: 14 x 19 (Main Floor)
Rec. Room:
Note: All room dimensions, including square footage data, are approximate and must be verified by the buyer.
Additional Features
Type: Contemporary/Modern
Design Features: Cathedral/Vaulted Ceilings, Eat-in Kitchen, Open Floor Plan, Wood Floors, Walk-in Closet, Washer/Dryer Hookups, Separate Dining Room
Location Description: House/Lot Faces W
Inclusions: Gas Range/Oven, Dishwasher, Microwave, Disposal, Smoke Alarm(s), Window Coverings
Common Amenities: Clubhouse, Play Area, Pool, Common Recreation/Park Area
Fireplace: Family/Recreation Room Fireplace, Gas Fireplace
DisabledAccessibility:
Outdoor Features: Patio, Lawn Sprinkler System
Zoning: RES
Horse Property:
Listing Website: http://www.circlepix.com/home/JMAQUR
Comments
Charming Pottery Barn perfect home w/all the upgrades across from large park! Immaculately maintained! Hardwood cherry floors throughout the main level.Sun filled spacious kitchen w/ breakfast bar, eat-in area, gas range & lots of cabinet & counter space.Extended master suite w/ vaulted ceilings,sitting area & 5-piece bath w/garden tub. Recently finished bsmt w/4th bed & bath, rec room & custom playhouse! Close to shopping, restaurants & I-25! Friendly front porch neighborhood w/great schools!
Listing Agent Listing Office
Stephanie Iannone
303-641-7484
http://www.housinghelpers.com
Kim Avery
303-545-6000
Housing Helpers-Boulder
303-545-6000

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